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Originally Posted by cloudy
Thank you Sushi. What concerns me is if a hamster has a health condition. If I had insurance then it would give me peace of mind. I read that Exotic Direct do not pay unless treatment is above £60. I just worry about things like Cushings as that sounds quite complex.
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I think you'd need to look into the terms and policies of an insurance quite closely to find out what is covered and what is not. You'd also need to know if a pre existing health condition would be covered. For example a hydro hamster would be more likely to suffer from health issues than a hamster born without this condition.
It may also be a good idea to get some info from the vet surgery to find out about prices. For example the cost of aneasthesia, an ultrasound scan, blood test etc.