Quote:
Originally Posted by sushi_78
Insurance in most cases won't make sense in pure monetary terms but might be worthwhile for the peace of mind, if you have just one hamster. I believe the excess is about £60, so it won't cover routine vet visits but should cover any expensive treatments. With many hamsters that never need surgery or expensive procedures you technically end up worse off, but the peace of mind knowing that cost shouldn't be a barrier to treatment might have value for you.
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Thank you Sushi. What concerns me is if a hamster has a health condition. If I had insurance then it would give me peace of mind. I read that Exotic Direct do not pay unless treatment is above £60. I just worry about things like Cushings as that sounds quite complex.