Re: Vet fund
Insurance in most cases won't make sense in pure monetary terms but might be worthwhile for the peace of mind, if you have just one hamster. I believe the excess is about £60, so it won't cover routine vet visits but should cover any expensive treatments. With many hamsters that never need surgery or expensive procedures you technically end up worse off, but the peace of mind knowing that cost shouldn't be a barrier to treatment might have value for you.
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