Re: Vet fund
I'd increase it to at least £500 without insurance. Surgery alone costs around £275. Tests can be expensive as well. A basic consultation is around £30/£35 and a prescription around £12/£15.
I've looked into insurance for hamsters before which works out to around £15 per month per hamster which is quite expensive in my opinion. I'd probably go for it if i'd only have one hamster but with multiple hamsters a good vet fund makes more sense.
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