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04-22-2008, 01:21 PM
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#1
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Senior Hamster
Join Date: Mar 2008
Location: Eversley, Hampshire, England
Posts: 587
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Hamster Health Insurance??
As our 'hamstery' seems to be growing rapidly...i've been thinking about what we would do if they got poorly.
Does anyone have their Hamsters 'insured'? Would you say it was worth it, or would I be better putting the money in a pot in my cupboard?
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04-22-2008, 01:29 PM
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#2
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Moderator
Join Date: Nov 2005
Location: Yorkshire, UK but my heart lies in Scotland!
Posts: 28,192
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I am not sure if any of the pet insurers would insure a hamster. I have never seen anything available except for dogs, cat and horses really. You could always contact them. It may be better to open a high interest account and try and put certain amount in every month till you have a reasonable fund you feel would cover any major vet fees. You just have to watch you don't use it to buy more hamsters though
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04-22-2008, 01:32 PM
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#3
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Senior Hamster
Join Date: Mar 2008
Location: Eversley, Hampshire, England
Posts: 587
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They do it here;
http://www.phapet.com/
But I have a feeling that it may be more cost effective saving money as you suggested.
Just wondered how everyone else does it. If you have got lots of hammies, and a few get ill, it would be VERY pricey in one go!
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04-22-2008, 01:35 PM
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#4
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Moderator
Join Date: Nov 2005
Location: Yorkshire, UK but my heart lies in Scotland!
Posts: 28,192
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OMG our four would cost £319 a year to insure with the quote on that site. I think I will stick with the savings plan.
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04-22-2008, 01:36 PM
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#5
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Senior Hamster
Join Date: Mar 2008
Location: Eversley, Hampshire, England
Posts: 587
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Quote:
Originally Posted by souffle
OMG our four would cost £319 a year to insure with the quote on that site. I think I will stick with the savings plan.
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That was my reaction too!
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04-22-2008, 01:42 PM
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#6
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Adult Hamster
Join Date: Nov 2007
Location: Essex, UK
Posts: 303
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My quote was over £700 a year last time I checked one out, er, no!
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04-24-2008, 11:55 AM
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#7
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Hamster Overlord
Join Date: Oct 2007
Location: Walsall, West Midlands
Posts: 709
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Mine would cost £319 too not worth it lol.
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04-24-2008, 12:11 PM
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#8
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PM Fluffy for custom title
Join Date: Apr 2007
Location: South Yorkshire, England
Posts: 1,154
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I don't think you will find any which are worth it.
On a piggy forum I visit this topic comes up a lot but the only companies people find have VERY high quotes - I think it will be similar with any hamster insurance companies you find. Isn't it silly that a tiny animal like a hamster can cost more to insure than a dog or a cat?
I think it's better to put away some money every week/month/whenever you have it etc. then when you need it it will be saved up..and if you don't, then well atleast you havn't wasted so much money on insurance. £300+ is a lot to loose when they are unlikely to get ill anyway!
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04-25-2008, 02:53 PM
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#9
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Retired Moderators
Join Date: Feb 2005
Location: Scotland UK
Posts: 3,393
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We used to pay £7.99 per hamster per year but got fed up as most of the illnesses we experienced or reasons to go to a vet weren't covered mainly gynaecological so we started a savings account instead
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04-27-2008, 11:52 AM
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#10
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Hamster Overlord
Join Date: Mar 2008
Location: Kent
Posts: 634
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Hi ya I think its better to just put money away just incase they have to go to the vet. Alot of ours never needed to see a vet until the end of their days came.
Its different for cats and dogs because they go out etc and need insurance ours are all insured but when it comes to small animals we just pay for them. Alot won't insure anything smaller than a rabbit.
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