Register FAQ Calendar Search Today's Posts Mark Forums Read
Navigation
Front Page
Forum
Gallery
Wiki

Ads by Google


Go Back   Hamster Central > Hamster Central Forum Topics > Hamster Healthcare

Notices

Reply
 
Thread Tools Display Modes
Old 04-22-2008, 01:21 PM   #1
Louby
Senior Hamster
 
Louby's Avatar
 
Join Date: Mar 2008
Location: Eversley, Hampshire, England
Posts: 587
Send a message via MSN to Louby
Default Hamster Health Insurance??

As our 'hamstery' seems to be growing rapidly...i've been thinking about what we would do if they got poorly.

Does anyone have their Hamsters 'insured'? Would you say it was worth it, or would I be better putting the money in a pot in my cupboard?
Louby is offline   Reply With Quote
Old 04-22-2008, 01:29 PM   #2
souffle
Moderator
 
souffle's Avatar
 
Join Date: Nov 2005
Location: Yorkshire, UK but my heart lies in Scotland!
Posts: 28,184
Default

I am not sure if any of the pet insurers would insure a hamster. I have never seen anything available except for dogs, cat and horses really. You could always contact them. It may be better to open a high interest account and try and put certain amount in every month till you have a reasonable fund you feel would cover any major vet fees. You just have to watch you don't use it to buy more hamsters though
souffle is offline   Reply With Quote
Old 04-22-2008, 01:32 PM   #3
Louby
Senior Hamster
 
Louby's Avatar
 
Join Date: Mar 2008
Location: Eversley, Hampshire, England
Posts: 587
Send a message via MSN to Louby
Default

They do it here;

http://www.phapet.com/

But I have a feeling that it may be more cost effective saving money as you suggested.

Just wondered how everyone else does it. If you have got lots of hammies, and a few get ill, it would be VERY pricey in one go!
Louby is offline   Reply With Quote
Old 04-22-2008, 01:35 PM   #4
souffle
Moderator
 
souffle's Avatar
 
Join Date: Nov 2005
Location: Yorkshire, UK but my heart lies in Scotland!
Posts: 28,184
Default

OMG our four would cost £319 a year to insure with the quote on that site. I think I will stick with the savings plan.
souffle is offline   Reply With Quote
Old 04-22-2008, 01:36 PM   #5
Louby
Senior Hamster
 
Louby's Avatar
 
Join Date: Mar 2008
Location: Eversley, Hampshire, England
Posts: 587
Send a message via MSN to Louby
Default

Quote:
Originally Posted by souffle
OMG our four would cost £319 a year to insure with the quote on that site. I think I will stick with the savings plan.
That was my reaction too!
Louby is offline   Reply With Quote
Old 04-22-2008, 01:42 PM   #6
Spacemonkey
Adult Hamster
 
Join Date: Nov 2007
Location: Essex, UK
Posts: 303
Send a message via AIM to Spacemonkey Send a message via Yahoo to Spacemonkey
Default

My quote was over £700 a year last time I checked one out, er, no!
Spacemonkey is offline   Reply With Quote
Old 04-24-2008, 11:55 AM   #7
agatecrystal
Hamster Overlord
 
agatecrystal's Avatar
 
Join Date: Oct 2007
Location: Walsall, West Midlands
Posts: 709
Default

Mine would cost £319 too not worth it lol.
__________________
http://i136.photobucket.com/albums/q...igniture-1.jpg
The girls: Satine, Spirit, Ebony, Thorny and Poppy
The boys: Binx, Sparks and Heathcliffe
agatecrystal is offline   Reply With Quote
Old 04-24-2008, 12:11 PM   #8
Jane
PM Fluffy for custom title
 
Jane's Avatar
 
Join Date: Apr 2007
Location: South Yorkshire, England
Posts: 1,154
Send a message via MSN to Jane
Default

I don't think you will find any which are worth it.

On a piggy forum I visit this topic comes up a lot but the only companies people find have VERY high quotes - I think it will be similar with any hamster insurance companies you find. Isn't it silly that a tiny animal like a hamster can cost more to insure than a dog or a cat?

I think it's better to put away some money every week/month/whenever you have it etc. then when you need it it will be saved up..and if you don't, then well atleast you havn't wasted so much money on insurance. £300+ is a lot to loose when they are unlikely to get ill anyway!
Jane is offline   Reply With Quote
Old 04-25-2008, 02:53 PM   #9
babyboos
Retired Moderators
 
Join Date: Feb 2005
Location: Scotland UK
Posts: 3,393
Send a message via MSN to babyboos Send a message via Yahoo to babyboos
Default

We used to pay £7.99 per hamster per year but got fed up as most of the illnesses we experienced or reasons to go to a vet weren't covered mainly gynaecological so we started a savings account instead
babyboos is offline   Reply With Quote
Old 04-27-2008, 11:52 AM   #10
sarahh
Hamster Overlord
 
sarahh's Avatar
 
Join Date: Mar 2008
Location: Kent
Posts: 634
Send a message via MSN to sarahh
Default

Hi ya I think its better to just put money away just incase they have to go to the vet. Alot of ours never needed to see a vet until the end of their days came.

Its different for cats and dogs because they go out etc and need insurance ours are all insured but when it comes to small animals we just pay for them. Alot won't insure anything smaller than a rabbit.
__________________
Sarandies Small Animal Rescue - Kent
www.freewebs.com/sassysarahh
sarahh is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance. liam4mail Hamster Healthcare 19 09-30-2008 04:41 PM
Carmelo's aging and health concerns... hammiesarelovex3 Hamster Healthcare 12 03-19-2008 01:55 PM
Any possible health issues for a hamster missing an eye? gizmo Hamster Healthcare 4 07-08-2007 04:39 PM

Powered by vBulletin®
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Search Engine Optimisation provided by DragonByte SEO v2.0.43 (Pro) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
Copyright © 2003-2022, Hobby Solutions
All times are GMT -7. The time now is 03:11 PM.